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Certificate in Mortgage Advice and Practice (CeMAP)

CeMAP Certificate in Mortgage Advice (Modules 1, 2 & 3) - Virtual Classroom

Course Overview

Buying a house is one of the biggest financial decisions any individual will make. This all-important decision requires professional advice, which is why most people choose to work with a professional Mortgage Adviser.

To be able to legally provide this advice, you must be qualified, and the most popular qualification is CeMAP (Certificate in Mortgage Advice and Practice), used by practitioners all over the UK.

The CeMAP course and qualification includes CeMAP Module 1 and Modules 2 & 3 in one training course. This will give you all the knowledge and skills necessary to pass your exam and gain these important qualifications to be a qualified Mortgage Adviser in the UK.

We're proud of our excellent rating on Trustpilot, with over 15,128 reviews from our past students.

The Certificate in Mortgage Advice & Practice (CeMAP) is awarded by LIBF.  This Level 3 qualification meets the FCA’s examination standards for providing advice on mortgage products. It is also registered with Ofqual in the Regulated Qualifications Framework (RQF).

CeMAP® and CeRER® are registered trade marks of LIBF. Use of these terms on this website does not imply any association between e-Careers and LIBF (the awarding body for CeMAP® and CeRER®), or any endorsement or accreditation of e-Careers’ courses.

Key features
  • Delivery Method: Virtual Classroom
  • Exams: Available via Awarding Body
  • Duration: 10 Days
  • Certified & Experienced Trainers
  • 1,000's of successful CeMAP delegates
  • Join a community of over 630,000
  • Exam Pass Guarantee*
  • Practice Tests Included

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Key features
  • Delivery Method: Virtual Classroom
  • Exams: Available via Awarding Body
  • Duration: 10 Days
  • Certified & Experienced Trainers
  • 1,000's of successful CeMAP delegates
  • Join a community of over 630,000
  • Exam Pass Guarantee*
  • Practice Tests Included
About the Course
Course Details

Is the CeMAP Module 1, 2 & 3 Virtual Classroom training course suitable for me?

This is the perfect qualification for those wanting to work as a Mortgage Adviser. This course will also give you the knowledge and skills to start your own business as a Mortgage Adviser.

After all your exams have been completed, you will be able to work on receiving your licence to become a practising Mortgage Adviser, which is a legal requirement for Mortgage Advisers in the UK.

There are no requirements for this course, but we recommend that you have a good knowledge of English and basic mathematical skills.

How will the CeMAP Modules 1, 2 & 3 training course benefit me?

When you gain the full CeMAP certification, you will be qualified and skilled to practice as a Mortgage Adviser in the UK.

After achieving this qualification, there are a variety of paths available to you, from choosing to become a Mortgage or Protection Adviser, or working in the public and private banking sectors.

What jobs can I apply for after my CeMAP Modules 1, 2 & 3 training?

There is a high demand for highly qualified mortgage advisers in the UK. Now is the perfect time to work towards a career in Mortgage Advice.

On average, the salary for a fully qualified Mortgage Adviser is £30k per year, although you could earn much more with a good commission scheme. Many Mortgage Advisers make more than £50k per year with a commission.

Other career oppoftunities include:

  •  Private Banking Assistant – £33k.
  •  Relationship Support Assistant – £33k.
  •  Protection Adviser – £50k.
  •  Business Owner – Mortgage Adviser – £30-£55k+.

(Source: Payscale)

Why choose to study the CeMAP Modules 1, 2 & 3 Virtual Classroom course with e-Careers? 

We are the leading provider of CeMAP training in the UK, helping our students improve their knowledge and getting jobs in the industry. We also boast a high average pass rate of 93%. 

By enrolling on our CeMAP training course, you will have access to all our CeMAP eLearning materials, mock exams, and tutor support. All our trainers are highly qualified in the industry, providing you with the best quality teaching available.

We have developed an expert team over the last 10 years since our inception. In that time, we have trained over 630,000 delegates globally, which has helped offer the highest quality training, and we have earned a 5-star rating on Trustpilot, from over 10,000 students. 

By refining our processes, partner relationships, and course materials, we can offer high-quality training solutions for our delegates. 

CeMAP Syllabus

CeMAP qualifications are highly recognised within the industry and are essential in working towards a career as a Mortgage Adviser.

During this CeMAP course, you will learn the skills and gain the knowledge required to pass your official CeMAP exams and become a qualified Mortgage Adviser.

CeMAP 1 explores the Financial Services Environment, product range, UK Financial Services regulation, Data Protection, the FCA regulation, and UK taxation.

CeMAP 2 teaches you about the mortgage application process and potential issues borrowers may face, plus explore mortgage law.

CeMAP 3 will help you apply all that you have learnt throughout CeMAP 1 and CeMAP 2 into typical scenarios that you will encounter throughout your career as a Mortgage Adviser.

Syllabus

CeMAP 1

  •  Unit 1 – Introduction to Financial Services Environment and Products 
  •  Unit 2 – UK Financial Services and Regulation

CeMAP 2 & CeMAP 3

  •  Unit 3 – Mortgage Law, Policy, Practice and Markets
  •  Unit 4 – Mortgage Applications
  •  Unit 5 – Mortgage Payment Methods and Products
  •  Unit 6 – Mortgage Arrears and Post Completion Issues
  •  Unit 7 – Assessment of Mortgage Advice and Knowledge

CeMAP 1 Exam Details

The exam for CeMAP 1 covers the course materials learned throughout the module, focusing on UK Financial Regulation (UKFR) including:

  • Unit 1 – Introduction to Financial Services Environment and Products
  • Unit 2 – UK Financial Services and Regulation

The exam will comprise of a 2-hour objective exam, with 50 multiple-choice questions for each unit.

CeMAP 2 Exam Details

The exam for CeMAP 2 covers the course materials learned throughout module 2, with a focus on the mortgage application process, including:

  • Unit 3 – Mortgage Law, Policy, Practice & Markets
  • Unit 4 – Mortgage Applications
  • Unit 5 – Mortgage Payment Methods & Products
  • Unit 6 – Mortgage Arrears & Post Completion Issues

The exam for CeMAP 2 will be a 2-hour objective exam, comprising 100 multiple-choice questions.

CeMAP 3 Exam Details

The exam for CeMAP 3 covers the course materials learned throughout module 3, with a focus on how to apply all the knowledge gained into real-world scenarios, including:

  • Unit 7 – Assessment of Mortgage Advice & Knowledge

CeMAP 3 exam will be a 2-hour objective exam comprising 6 case studies, each with 10 linked multiple-choice questions.

Register with the London Institute of Banking & Finance to take your exams. The exams (including registration fees) are not included in the cost of the course. There is an exam fee of £190 per module (£570 for all three) and you can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £160 per exam. 

Exam Pass Guarantee

When you attend these Virtual Classroom training courses, we offer our ‘Exam Pass Guarantee’. We have found Virtual classroom training has provided higher pass rates, which has made us confident to offer an Exam Pass Guarantee, so you know we’ll support you until you are certified.

With our Exam Pass Guarantee, if you do not pass the exam after attending this training course with us, you will be eligible to attend the same training again for free.

All we ask is that you:

  •  Attend all class days and complete all assignments
  •  Take the exam within 30 days of completing your Virtual Classroom Training
  •  Request your course re-enrolment within 30 days of the failed exam attempt

Please Note:

Students retaking the course are required to use the materials and books distributed to them in their original course session. Failure to provide these materials will result in the student being charged for replacement materials.

Exam Pass Guarantee does not include the re-sit exam. This would need to be purchased at an additional cost.

Is this course valid in Scotland?

CeMAP is a widely recognised mortgage qualification that can be studied and practiced in England, Wales and Scotland. While this course is based on the England and Wales syllabus, the Scottish regulatory framework for mortgage advice is closely aligned with the English framework. The slight differences between the English and Scottish modules are specifically in Module 2: Mortgage Advice Procedures, and Module 3: Mortgage Practice Issues. These differences are related to the specific legal and regulatory requirements that apply to mortgage advisors in each country.

Therefore, you can complete this CeMAP course and apply for a Scottish mortgage adviser's license without having to retake any of the modules. 

To make sure that you meet the requirements for practicing as a mortgage adviser in Scotland, you should inform the London Institute of Banking & Finance (LIBF) when you register for the CeMAP course that you are a Scottish student. The LIBF will then ensure that you receive the correct course materials and will guide you through the process of applying for a Scottish mortgage adviser's license.

 

CeMAP Exam Registration

You will need to pay a separate registration fee directly to LIBF to gain access to their learning materials on their course site and to sit your exams.  Find out more about CeMAP and the registration fee here

What is CeMAP, and what is it equivalent to?

CeMAP stands for the Certificate in Mortgage Advice and Practice. It is a Level 3 qualification awarded by LIBF and approved by the FCA. It is the standard mortgage advice qualification for anyone working as a regulated mortgage adviser in the UK, and it is broadly equivalent to A-Levels in terms of academic level. It is registered with Ofqual on the Regulated Qualifications Framework (RQF). Completing your CeMAP certification is your licence to practice as a mortgage adviser in the UK.

How many modules does CeMAP have?

CeMAP has three modules. 

  • Module 1 covers financial services regulation and ethics. 

  • Module 2 covers mortgage law, products, and the full advice process. 

  • Module 3 tests how well you can apply your knowledge from Modules 1 and 2 to real mortgage advice scenarios through case studies. 

Our virtual classroom programme covers all three modules in one complete CeMAP course.

 

What is the CeMAP pass mark?

The pass mark for all CeMAP exams is 70%. This applies to every unit across Modules 1, 2, and 3.

How long does the CeMAP course take?

Our virtual classroom programme runs over 10 structured days of live tutor-led sessions. The total time to complete your full qualification will depend on how quickly you book and sit your LIBF exams after training. With the right preparation, many students complete all three modules and receive their CeMAP certification within 3-4 months.

How much does CeMAP cost, including exam fees?

The CeMAP qualification cost covers your training, printed courseware, mock exams, and Exam Pass Guarantee. LIBF exam registration fees are paid separately and directly to LIBF. We offer 0% interest finance to help you spread the CeMAP qualification cost across manageable monthly payments with no hidden charges.

Can I do CeMAP online?

Yes. Our virtual classroom course is delivered entirely online through live scheduled sessions with a trainer, making it one of the best CeMAP courses online for those who want structured, real-time learning. If you prefer to study at your own pace, we also offer a CeMAP online course via self-study e-learning. See below to compare both options.

Is there a fast-track CeMAP option?

Our virtual classroom programme is one of the most focused routes to CeMAP certification available, covering all three modules across 10 structured days with a live tutor. If you want to move through the material efficiently and stay on track, this CeMAP fast-track option is the recommended choice. If you need more flexibility around work or other commitments, our CeMAP course online via self-study lets you set your own pace. Both options come with finance available to keep costs manageable.

Can I study CeMAP in Scotland?

Yes. CeMAP is recognised across England, Wales, and Scotland, and you can study this course from anywhere in the UK. Our training is based on the English framework, so when you register with LIBF, make sure you register for the English framework to ensure your training and exams are fully aligned. This applies whether you are based in Scotland or anywhere else in the UK.

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