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Certificate in Mortgage Advice and Practice (CeMAP)

CeMAP Certificate in Mortgage Advice (Modules 2 & 3) - Virtual Classroom

Course Overview 

All individuals looking to become a Mortgage Adviser in the UK, are required to complete all the necessary exams to achieve a professional qualification, such as the ‘Certificate in Mortgage Advice and Practice’ (CeMAP). This is a legal requirement by the Financial Conduct Authority (FCA).

80% of Mortgage Advisers in the UK are qualified through CeMAP and these qualifications are awarded by the London Institute of Banking & Finance, and accredited by Ofqual.

Before enrolling in this course, all individuals will need to complete the CeMAP 1 training course.

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The Certificate in Mortgage Advice & Practice (CeMAP) is awarded by LIBF.  This Level 3 qualification meets the FCA’s examination standards for providing advice on mortgage products. It is also registered with Ofqual in the Regulated Qualifications Framework (RQF).

CeMAP® and CeRER® are registered trade marks of LIBF. Use of these terms on this website does not imply any association between e-Careers and LIBF (the awarding body for CeMAP® and CeRER®), or any endorsement or accreditation of e-Careers courses.

Key features
  • Delivery Method: Virtual Classroom
  • Exam: Available via Awarding Body
  • Mock Exams Included
  • Duration: 4 Days
  • 1,000's of successful CeMAP delegates
  • Interest-free Payments
  • UK's leading provider of CeMAP Training
  • Exam Pass Guarantee*

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Key features
  • Delivery Method: Virtual Classroom
  • Exam: Available via Awarding Body
  • Mock Exams Included
  • Duration: 4 Days
  • 1,000's of successful CeMAP delegates
  • Interest-free Payments
  • UK's leading provider of CeMAP Training
  • Exam Pass Guarantee*
About the Course
Course Details

Is the CeMAP 2 and CeMAP 3 course suitable for me? 

This course is ideal for all aspiring Mortgage Advisers in the UK. By acquiring your CeMAP certifications, you can become a fully licensed advisor ready to start an exciting career.

In the UK, there are strict regulations relating to mortgages and advice that comes with them. That is why the course is required to show you have the skills to act professionally. Many Mortgage Advisers study CeMAP due to its comprehensive guide that will provide essential skills to pass all exams while working.

The CeMAP qualification is held over 5 days in a virtual classroom or online with 6-months course access. Although, you can access all course material for a further 6-months if needed for an additional cost.

You must study the CeMAP Module 1 training course before enrolling in this one.

How will the CeMAP 2 and CeMAP 3 training course benefit me?

Once you have completed this course, you will:

  •  Become a great communicator.
  •  Be able to explain complex information to customers.
  •  Gain fundamental maths skills.
  •  Provide great customer service.
  •  Be motivated to hit sales targets.
  •  Gain IT skills and time-management skills.

Skills you will learn from the course include:

  •  Excellent at communicating.
  •  Being able to explain complex data concisely and clearly.
  •  Great Confidence.
  •  Mathematics knowledge.
  •  High drive and determination.
  •  Impressive customer service.
  •  Good IT and time-management awareness.

What jobs can I apply for after my CeMAP 2 and CeMAP 3 training?

CeMAP qualifications are recognised throughout the industry, validating your knowledge, skills and understanding of Mortgage Advice principles and rules.

Once you have studied the CeMAP 1 qualification, you can start training for your CeMAP 2 and CeMAP 3 qualifications, working towards becoming a fully licensed Mortgage Adviser.

Typically, you can expect to earn 30k annually as a Mortgage Adviser. If you hit your targets, you will benefit from a healthy commission structure, where your earnings can exceed £50k.

Other roles you can apply for:

  •  Private Banking Assistant – £33k
  •  Relationship Support Assistant – £33k
  •  Protection Adviser – £50k
  •  Business Owner – Mortgage Adviser – £30-£55k+

(Source: Payscale)

Once you have gained experience, you can lead a Mortgage Advice Team that will offer you more responsibility along with higher earning potential.

Why choose to study the CeMAP 2 and CeMAP 3 course with e-Careers? 

During your 5-day training, you will learn from an accredited trainer who has the latest course materials, presentations, and mock exams. We will be there until you have passed your exams, and you will have access to all learning m`aterial for 6-months through our eLearning platform. If you experience any issues when studying, our friendly tutor support will provide crucial help when needed for 6-months.

Additional benefits include:

  •  Price guaranteed
  •  Tutor support 
  •  We are a learning provider of CeMAP training
  •  The pass rate is an exceptional 93%
  •  Professional teachers that are fully accredited

CeMAP Syllabus

Earning your CeMAP qualification requires you to study and complete all three courses and their respective modules, plus pass your exams. Most people study all three modules in one go, but it is possible to study CeMAP 1 first and then progress onto CeMAP 2 and CeMAP 3 after.

CeMAP Syllabus

CeMAP 2:

  •  Policies and practices that affect mortgages
  •  Mortgage Laws
  •  Insurance Policies
  •  Post completion issues and arrears
  •  Complete sales process in relation to mortgage advising

CeMAP 3:

The assessment of mortgage advice knowledge tests your understanding of the technical details to assess your ability to apply the knowledge covered.
Once you have completed CeMAP Module 1 the next step would be for you to undertake your CeMAP Module 2 & 3 qualification.

Throughout this CeMAP Module 3 course you will:

  •  Application of your mortgage advice knowledge. Learn how to apply knowledge to realistic scenarios, to help you prepare yourself for employment.

CeMAP 2 Exam Details  

The exam for CeMAP 2 covers the course materials learned throughout module 2, with a focus on the mortgage application process, including: 

  •    Unit 3 – Mortgage Law, Policy, Practice & Markets
  •    Unit 4 – Mortgage Applications
  •    Unit 5 – Mortgage Payment Methods & Products
  •    Unit 6 – Mortgage Arrears & Post Completion Issues

CeMAP 3 Exam Details 

The exam for CeMAP 3 covers the course materials learned throughout module 3, with a focus on how to apply all the knowledge gained into real-world scenarios, including: 

  • Unit 7 – Assessment of Mortgage Advice & Knowledge 

The exam for CeMAP 2 will be a 2-hour objective exam, comprising 100 multiple-choice questions and the CeMAP 3 exam will be a 2-hour objective exam comprising 6 case studies, each with 10 linked multiple-choice questions. 

Register with the London Institute of Banking & Finance to take your exams. The exams (including registration fees) are not included in the cost of the course. There is an exam fee of £190 per module (£380 for both) and you can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £160 per exam. 

Exam Pass Guarantee 

We have found Virtual Classroom training has provided higher pass rates, which has made us confident to offer an ‘Exam Pass Guarantee’, so you know we’ll support you until you are certified.

With our Exam Pass Guarantee, if you do not pass the exam after attending this training course with us, you will be eligible to attend the same training again for free.

All we ask is that you:

  •  Attend all class days and complete all assignments.
  •  Take the exam within 30 days of completing your Virtual Classroom Training.
  •  Request your course re-enrolment within 30 days of the failed exam attempt.

Please Note:

Students retaking the course are required to use the materials and books distributed to them in their original course session. Failure to provide these materials will result in the student being charged for replacement materials.

Exam Pass Guarantee does not include the re-sit exam, this would need to be purchased at an additional cost.

Is this course valid in Scotland?

CeMAP is a widely recognised mortgage qualification that can be studied and practiced in England, Wales and Scotland. While this course is based on the England and Wales syllabus, the Scottish regulatory framework for mortgage advice is closely aligned with the English framework. The slight differences between the English and Scottish modules are specifically in Module 2: Mortgage Advice Procedures, and Module 3: Mortgage Practice Issues. These differences are related to the specific legal and regulatory requirements that apply to mortgage advisors in each country.

Therefore, you can complete this CeMAP course and apply for a Scottish mortgage adviser's license without having to retake any of the modules. 

To make sure that you meet the requirements for practicing as a mortgage adviser in Scotland, you should inform the London Institute of Banking & Finance (LIBF) when you register for the CeMAP course that you are a Scottish student. The LIBF will then ensure that you receive the correct course materials and will guide you through the process of applying for a Scottish mortgage adviser's license.

CeMAP Exam Registration

You will need to pay a separate registration fee directly to LIBF to gain access to their learning materials on their course site and to sit your exams.  Find out more about CeMAP and the registration fee here

 

What level is CeMAP?

CeMAP is a Level 3 qualification registered on Ofqual's Regulated Qualifications Framework (RQF). It is equivalent to an A-Level.

Is CeMAP equivalent to an A-level?

Yes. The CeMAP qualification sits at Level 3 on the Regulated Qualifications Framework, which is the same level as A-Levels. Earning the CeMAP qualification demonstrates a solid depth of knowledge and commitment to the mortgage advice profession, and it is recognised by employers across the UK financial services sector.

What is the pass mark for CeMAP 2 and 3?

The CeMAP 2 pass mark is 70% for both units — MRT1 and MRT2. The CeMAP 3 exam also requires a minimum score of 70%. All exams are sat via remote invigilation through LIBF.

Are exam fees included in the course price?

No. Exam fees are paid separately and directly to LIBF. You will also need to pay a registration fee to LIBF to access their learning materials and sit your exams.

How are the exams sat?

All CeMAP exams are sat online via remote invigilation through LIBF. There are no test centre sittings available.

What is the difference between the virtual classroom and a CeMAP distance learning course?

The virtual classroom is a live, structured course where you attend sessions with a tutor and a group of peers over five days, covering the full syllabus in a guided, step-by-step format. A CeMAP distance learning course, or online learning course, is more flexible and self-paced, you work through the material in your own time, with live classes available covering specific topics where you may need extra support. Both routes cover the same syllabus and prepare you for the same LIBF exams. If you would like more flexibility, we also offer CeMAP Modules 2 and 3 as an online course.

Is CeMAP training available in Scotland?

Yes. CeMAP training Scotland is available through e-Careers, and the CeMAP qualification is recognised across England, Wales, and Scotland. This course is based on the England and Wales syllabus, but the Scottish regulatory framework for mortgage law is closely aligned. You can complete this course and apply for a Scottish Mortgage Adviser's licence without retaking any modules.

What is the CeMAP pass rate at e-Careers?

e-Careers has high pass rates. Our virtual classroom format, live training sessions, mock exam practice, and exam pass guarantee all contribute to helping our students reach over 90% pass rates.

Do I need to complete CeMAP Module 1 before enrolling?

Yes. This course covers Modules 2 and 3 only. You will need to have completed CeMAP Module 1 before enrolling. If you have not yet done so, we also offer CeMAP Module 1 training.

What happens after I complete Modules 2 and 3?

Once you pass all three CeMAP modules, LIBF will award you the CeMAP qualification, and you will be approved to offer regulated mortgage advice in the UK. You can then pursue a role at a bank, building society, or brokerage, or work towards setting up your own practice after achieving Competent Adviser Status (CAS). Contact e-Careers to find out how we can help you with CAS.

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